5 Ways to Get Cheaper Teen Car Insurance

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Getting teen car insurance is often far more expensive than finding insurance for an older driver. For those still with a learning permit, auto insurance can be hard to come by at a fair price. Affordable student car insurance isn't impossible to find, though, so if you're looking for cheap teen auto insurance, here are five ways to get your insurance quote as low as possible.

1: Look for Good Student Discounts

Teens with a GPA of 3.0 or higher are often eligible to receive a good student discount. Ask potential insurance providers about the requirements to qualify, as well as how substantial the discount is.

2: Look for Distant Student Discounts

Students who are not living at home while attending school may qualify for a distant student discount. Not every insurance company offers distant student discounts, but there's never any harm in asking.

3: Take Drivers Ed

Teenagers who complete a driver's education course at an approved traffic school can often find lower insurance rates, since traffic school helps develop driving skills. Other courses, such as a defensive driving class, may also help bump insurance rates down.

4: Drive a Safe Car

Driving a car which is considered safe can in some cases provide discounts for anyone, including teenagers. If you're a teenager looking to purchase a car, consider getting one with anti-lock brakes, a theft deterrent system, and up-to-date airbag and seatbelt technology. It may be more money up front, but it could also save you a lot on insurance.

5: Be Responsible

If you develop a responsible image by driving safely and paying your insurance bills promptly, companies will be more likely to insure you for less in the future. Staying out of trouble will save you money.

With these 5 tips, you should be able to find the best rates possible for buying teen auto insurance.

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